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A balance transfer means moving your debt from one card to another. There are some banks that offer 0 for 12 months AND no balance transfer fee. Of course, some destinations can get you higher CPMs. The rest of the cards have 0 balance on them and i use them very very rarely and if i do pay it off right away. The credit card company holds your deposit in a savings account and will use it to cover the balance if you default on a monthly payment. Especially helpful for those on a strict income, they allow you to pay your deposit in installments if needed. Though, there are many ways or avenues through which you can manage your debts in a proper way. From there you have the option to search flights, showing you the price in both dollars and miles. Opinion surveys are recognized as an effective money making opportunity, particularly when they can be done online, but they are also a good work at home option for other reasons.
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We need a lot of information to be able to offer any helpful suggestions. 600 a month to pay off your balance, choosing the credit card with a longer intro period (which also means a lower monthly payment) is probably the better option for your specific situation.